Buying abroad · 🇬🇧 → 🇦🇺

Buying in Australia from the UK

The asking price is only part of what you pay. Stamp duty, legal fees, surveys and mortgage costs can add thousands. See the full amount before you make an offer.

  • Expected tax and fees
  • Cash needed on the day
  • In your own currency

Costs on top of the price

A$140,608

Moving home · New South Wales ·

14.8% of the price
14.8%of the price
Transfer (stamp) dutyA$36,938
Surcharge purchaser dutyA$85,500
Land registry feesA$170
FIRB application feeA$15,600
Conveyancer or solicitorA$1,800
Cash needed if you buy outrightA$1,090,608

≈ £67,934 in your currency · cash needed if you buy outright ≈ £526,923

What do you want to work out?

What do you want to work out?

Every tax and fee on top of the price, for where you live and where you're buying.

Your status

Australian citizen or permanent resident

Region

Price

You are buying as

Your situation

Survey or inspection
Buying with a mortgage
Paying an agent or finder

Costs on top of the price

A$140,60814.8% of the price
Transfer (stamp) dutyNSW transfer duty, current rates
Surcharge purchaser dutyFor you9% for foreign buyers
Land registry feesTransfer and mortgage registration, typical
FIRB application feeFor youNeeded by foreign buyers before buying; about A$15,600 for homes up to A$1m (indexed yearly)
Conveyancer or solicitorTypical
Building & pest inspectionTypical
Got a quote? Tap any amount to change it.

Price

A$950,000

Costs on top

A$140,608

Cash needed if you buy outright

A$1,090,608

What could it be worth?

Based on official prices for Australia as a whole: 22 five-year periods since 2000. In the last 5 years prices there changed by 6.0% a year.

Cautious+4.2% a year
Typical+5.6% a year
Strong+7.8% a year
In 2 years
A$1,031,476A$1.03m−A$59,132−A$59k
A$1,059,379A$1.06m−A$31,228−A$31k
A$1,103,980A$1.1m+A$13,372+A$13k
In 5 years
A$1,166,977A$1.17m+A$76,369+A$76k
A$1,247,508A$1.25m+A$156,900+A$157k
A$1,382,985A$1.38m+A$292,377+A$292k
In 10 years
A$1,433,510A$1.43m+A$342,903+A$343k
A$1,638,184A$1.64m+A$547,577+A$548k
A$2,013,313A$2.01m+A$922,705+A$923k

Green or red shows the gain or loss against everything you paid (price plus buying costs of A$140,608). In the typical scenario the buying costs are covered after about 2.5 years. Before mortgage interest, running costs and selling costs.

These are scenarios based on past national prices, not a forecast or a price for any home. Prices can fall as well as rise, past changes don't predict future ones, and your area can differ a lot from the national average. Source: Bank for International Settlements (official national house prices), latest data 2026-Q2. See the data.

🇬🇧→🇦🇺
Buying from abroadLiving in the United Kingdom, citizen of the United Kingdom, buying in Australia
What changes for you
  • We've added the 9% NSW foreign buyer surcharge and the FIRB application fee.
You'll need
  • A conveyancer or solicitor in the state you're buying in
  • ID for a 100-point check, and a tax file number if you'll rent it out
  • FIRB approval before you exchange contracts
Rules for foreign buyers
  • Until 31 March 2027, foreign buyers, including most temporary residents, can't buy established homes. You can usually buy a new or off-the-plan home, with FIRB approval before you sign.
In your currency

£67,934

Cash needed ≈ £526,923

1 AUD =GBP

Example rate. Change it to the rate you'll get.

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Same price at home
🇦🇺 Australia14.8%
🇬🇧 United Kingdom3.3%

A £458,989 home in the United Kingdom would cost about £15,349 on top, as a local buyer.

Good to know
  • Rules shown are for Australia, checked against official sources on 16 Oct 2026. Always confirm with a local lawyer before you commit.
Up to dateRules last updated 16 Oct 2026Checked against official sources 16 Oct 2026Next check by 23 Oct 2026 · checked every weekSources: Revenue NSW, Revenue NSW, SRO Victoria · How we work it out

Estimates only, to help you plan. Not tax, legal, mortgage, investment or financial advice. Rules and prices change, and your situation may differ: always confirm figures with a qualified solicitor, notary, tax adviser or lender before you commit. Partner links and adverts are labelled; they never change your result.

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Where are you buying?

Each country, with its own rules

Tap a country to load its taxes, regions and buyer types.

Next steps

Get quotes · Australia

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Questions

Buying in Australia: common questions

How much is stamp duty on A$950,000 in Australia?

Moving home in New South Wales: stamp duty is about A$36,938. All buying costs together come to about A$140,608, or 14.8% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in Australia?

Yes. Foreign buyers pay a surcharge on top of stamp duty: 9% in New South Wales and 8% in Victoria, plus a FIRB application fee.

Can foreigners buy property in Australia?

Until 31 March 2027, foreign buyers, including most temporary residents, can't buy established homes. You can usually buy a new or off-the-plan home, with FIRB approval before you sign.

What do I need to buy a home in Australia from abroad?

A conveyancer or solicitor in the state you're buying in. ID for a 100-point check, and a tax file number if you'll rent it out. FIRB approval before you exchange contracts.

When were these Australia rules last checked?

We last updated the figures on 16 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.

Guides

Guides for buying in Australia

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Costs on top
A$140,608
Cash needed
A$1,090,608