What changes for you
- We've added Ontario's 25% Non-Resident Speculation Tax.
The asking price is only part of what you pay. Land transfer tax, legal fees, surveys and mortgage costs can add thousands. See the full amount before you make an offer.
Costs on top of the price
CA$201,475
Other buyer · Ontario (outside Toronto) ·
≈ US$146,069 in your currency · cash needed if you buy outright ≈ US$689,819
What do you want to work out?
Every tax and fee on top of the price, for where you live and where you're buying.
Costs on top of the price
Price
CA$750,000Costs on top
CA$201,475Cash needed if you buy outright
CA$951,475What could it be worth?
Based on official prices for Canada as a whole: 22 five-year periods since 2000. In the last 5 years prices there changed by -1.1% a year.
Green or red shows the gain or loss against everything you paid (price plus buying costs of CA$201,475). In the typical scenario the buying costs are covered after about 3.7 years. Before mortgage interest, running costs and selling costs.
These are scenarios based on past national prices, not a forecast or a price for any home. Prices can fall as well as rise, past changes don't predict future ones, and your area can differ a lot from the national average. Source: Bank for International Settlements (official national house prices), latest data 2026-Q2. See the data.
US$146,069
Cash needed ≈ US$689,819
Example rate. Change it to the rate you'll get.
Paying from USD to CAD? Wise uses the mid-market exchange rate and shows its fee before you send.
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A US$543,750 home in the United States would cost about US$16,763 on top, as a local buyer.
Estimates only, to help you plan. Not tax, legal, mortgage, investment or financial advice. Rules and prices change, and your situation may differ: always confirm figures with a qualified solicitor, notary, tax adviser or lender before you commit. Partner links and adverts are labelled; they never change your result.
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Buying from abroad?
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Next steps
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Questions
Other buyer in Ontario (outside Toronto): land transfer tax is about CA$11,475. All buying costs together come to about CA$201,475, or 26.9% of the price. Change the price or buyer type above to see your own figure.
In Ontario, buyers who aren't Canadian citizens or permanent residents pay a 25% Non-Resident Speculation Tax. In parts of British Columbia, including Greater Vancouver, foreign buyers pay an extra 20%.
Until 1 January 2027, most people who aren't Canadian citizens or permanent residents can't buy homes in cities and towns. There are exceptions, for example some work-permit holders.
A Canadian real estate lawyer. A Social Insurance or tax number if you'll rent it out.
We last updated the figures on 16 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.
Guides
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