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Cost of selling a house Canada

The sale price isn't what you walk away with. Cost of selling a house in Canada: estate agent fees, legal costs, certificates and what you walk away with after paying off the mortgage, plus the tax rules on any gain. Free.

Costs on top of the price

CA$13,975

Other buyer ยท Ontario (outside Toronto) ยท

1.9% of the price
1.9%of the price
Ontario land transfer taxCA$11,475
Lawyer & title insuranceCA$2,000
Home inspectionCA$500
Cash needed if you buy outrightCA$763,975

What do you want to work out?

What do you want to work out?

What selling costs, from agent and legal fees to paying off the mortgage, and what you'd walk away with.

Region

Sale price

Estate agent fee ยท 5.0%

Mortgage left to pay off

Early repayment charge if any

On a fixed or discounted deal? Paying off early can cost 1โ€“5% of the loan.

Costs of selling

CA$44,2315.9% of the price
Estate agent5.0% of the price plus 13% VAT
CA$42,375
Legal and adminTypical fee, including 13% VAT
CA$1,356
Certificates and other costsMortgage discharge fee (about $300 to $400) and, for condos, a status certificate (about $100 to $200).
CA$500

Sale price

CA$750,000

Selling costs

CA$44,231

You walk away with

CA$705,769
The seller usually pays about 4% to 5% in total, shared with the buyer's agent, plus GST/HST (5% to 15% by province; 13% in Ontario).
The buyer pays the land transfer tax.
Your principal residence is exempt; other gains are taxed with half of the gain added to income (the planned increase was cancelled in 2025), and homes sold within 12 months are taxed in full. Non-resident sellers need a clearance certificate from the Canada Revenue Agency (section 116), or the buyer must hold back 25% of the price.
Not sure what to ask?See what your home could be worth today, from official price data

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Up to dateRules last updated 16 Oct 2026Checked against official sources 16 Oct 2026Next check by 23 Oct 2026 ยท checked every weekSelling and lending figures checked 17 Oct 2026 ยท Sources: osfi-bsif.gc.ca, canada.ca ยท How we work it out

Typical costs, not a quote. Agent fees are negotiable and legal fees vary; ask for quotes. Tax on any gain depends on your circumstances: check with a tax adviser before you sell.

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Where are you buying?

Each country, with its own rules

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Next steps

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Questions

Buying in Canada: common questions

How much does it cost to sell a house in Canada?

Typically about 5.9% of the price on a CA$750,000 home: estate agent about CA$42,375, legal and admin about CA$1,356, certificates and other costs about CA$500. Agent fees are negotiable.

Do I pay tax when I sell a home in Canada?

Your principal residence is exempt; other gains are taxed with half of the gain added to income (the planned increase was cancelled in 2025), and homes sold within 12 months are taxed in full. Non-resident sellers need a clearance certificate from the Canada Revenue Agency (section 116), or the buyer must hold back 25% of the price.

How much is land transfer tax on CA$750,000 in Canada?

Other buyer in Ontario (outside Toronto): land transfer tax is about CA$11,475. All buying costs together come to about CA$13,975, or 1.9% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in Canada?

In Ontario, buyers who aren't Canadian citizens or permanent residents pay a 25% Non-Resident Speculation Tax. In parts of British Columbia, including Greater Vancouver, foreign buyers pay an extra 20%.

Can foreigners buy property in Canada?

As a citizen or permanent resident, the foreign-buyer rules don't apply to you.

What do I need to buy a home in Canada from abroad?

A Canadian real estate lawyer. A Social Insurance or tax number if you'll rent it out.

When were these Canada rules last checked?

We last updated the figures on 16 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.

Guides

Guides for buying in Canada

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Costs on top
CA$13,975
Cash needed
CA$763,975