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Property transfer tax calculator Canada

The asking price is only part of what you pay. Property transfer tax, legal fees, surveys and mortgage costs can add thousands. See the full amount before you make an offer.

  • Expected tax and fees
  • Cash needed on the day
  • In your own currency

Costs on top of the price

CA$15,500

Other buyer ยท British Columbia ยท

2.1% of the price
2.1%of the price
BC property transfer taxCA$13,000
Lawyer & title insuranceCA$2,000
Home inspectionCA$500
Cash needed if you buy outrightCA$765,500

What do you want to work out?

What do you want to work out?

Every tax and fee on top of the price, for where you live and where you're buying.

Your status

Canadian citizen or permanent resident

Region

Price

You are buying as

Your situation

Survey or inspection
Buying with a mortgage
Paying an agent or finder

Costs on top of the price

CA$15,5002.1% of the price
BC property transfer taxBanded rates
Lawyer & title insuranceTypical
Home inspectionTypical
Got a quote? Tap any amount to change it.

Price

CA$750,000

Costs on top

CA$15,500

Cash needed if you buy outright

CA$765,500

What could it be worth?

Based on official prices for Canada as a whole: 22 five-year periods since 2000. In the last 5 years prices there changed by -1.1% a year.

Cautious+4.1% a year
Typical+6.6% a year
Strong+8.9% a year
In 2 years
CA$812,761CA$813k+CA$47,261+CA$47k
CA$852,267CA$852k+CA$86,767+CA$87k
CA$889,441CA$889k+CA$123,941+CA$124k
In 5 years
CA$916,885CA$917k+CA$151,385+CA$151k
CA$1,032,398CA$1.03m+CA$266,898+CA$267k
CA$1,148,684CA$1.15m+CA$383,184+CA$383k
In 10 years
CA$1,120,904CA$1.12m+CA$355,404+CA$355k
CA$1,421,128CA$1.42m+CA$655,628+CA$656k
CA$1,759,301CA$1.76m+CA$993,801+CA$994k

Green or red shows the gain or loss against everything you paid (price plus buying costs of CA$15,500). In the typical scenario the buying costs are covered after about less than a year. Before mortgage interest, running costs and selling costs.

These are scenarios based on past national prices, not a forecast or a price for any home. Prices can fall as well as rise, past changes don't predict future ones, and your area can differ a lot from the national average. Source: Bank for International Settlements (official national house prices), latest data 2026-Q2. See the data.

Up to dateRules last updated 16 Oct 2026Checked against official sources 16 Oct 2026Next check by 23 Oct 2026 ยท checked every weekSources: Ontario, Ontario, Toronto ยท How we work it out

Estimates only, to help you plan. Not tax, legal, mortgage, investment or financial advice. Rules and prices change, and your situation may differ: always confirm figures with a qualified solicitor, notary, tax adviser or lender before you commit. Partner links and adverts are labelled; they never change your result.

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Where are you buying?

Each country, with its own rules

Tap a country to load its taxes, regions and buyer types.

Next steps

Get quotes ยท Canada

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Questions

Buying in Canada: common questions

How much is property transfer tax on CA$750,000 in Canada?

Other buyer in British Columbia: property transfer tax is about CA$13,000. All buying costs together come to about CA$15,500, or 2.1% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in Canada?

In Ontario, buyers who aren't Canadian citizens or permanent residents pay a 25% Non-Resident Speculation Tax. In parts of British Columbia, including Greater Vancouver, foreign buyers pay an extra 20%.

Can foreigners buy property in Canada?

As a citizen or permanent resident, the foreign-buyer rules don't apply to you.

What do I need to buy a home in Canada from abroad?

A Canadian real estate lawyer. A Social Insurance or tax number if you'll rent it out.

When were these Canada rules last checked?

We last updated the figures on 16 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.

Guides

Guides for buying in Canada

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Costs on top
CA$15,500
Cash needed
CA$765,500