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Property transfer tax on a €300,000 home Germany

Property transfer tax on a €300,000 home in Germany (Bavaria 3.5%): €10,500 (any buyer). All buying costs together come to about €17,100 (5.7% of the price). Pick your buyer type below, or add your own quotes.

  • Expected tax and fees
  • Cash needed on the day
  • In your own currency

Costs on top of the price

€17,100

Any buyer · Bavaria 3.5% ·

5.7% of the price
5.7%of the price
Property transfer tax€10,500
Notary & land registry€6,000
Independent survey€600
Cash needed if you buy outright€317,100

What do you want to work out?

What do you want to work out?

Every tax and fee on top of the price, for where you live and where you're buying.

Region

Price

You are buying as

Your situation

Survey or inspection
Buying with a mortgage
Paying an agent or finder

Costs on top of the price

€17,1005.7% of the price
Property transfer tax3.5% in this state
Notary & land registryTypically about 2%
Independent surveyOptional, strongly advised for older homes
Got a quote? Tap any amount to change it.

Price

€300,000

Costs on top

€17,100

Cash needed if you buy outright

€317,100

What could it be worth?

Based on official prices for Germany as a whole: 21 five-year periods since 2000. In the last 5 years prices there changed by 2.3% a year.

Cautious+0.2% a year
Typical+2.5% a year
Strong+5.4% a year
In 2 years
€301,201€301k−€15,899−€16k
€315,188€315k−€1,913−€2k
€333,275€333k+€16,175+€16k
In 5 years
€303,012€303k−€14,088−€14k
€339,422€339k+€22,322+€22k
€390,233€390k+€73,133+€73k
In 10 years
€306,054€306k−€11,046−€11k
€384,025€384k+€66,925+€67k
€507,607€508k+€190,507+€191k

Green or red shows the gain or loss against everything you paid (price plus buying costs of €17,100). In the typical scenario the buying costs are covered after about 2.2 years. Before mortgage interest, running costs and selling costs.

These are scenarios based on past national prices, not a forecast or a price for any home. Prices can fall as well as rise, past changes don't predict future ones, and your area can differ a lot from the national average. Source: Bank for International Settlements (official national house prices), latest data 2026-Q1. See the data.

Up to dateRules last updated 14 Oct 2026Checked against official sources 14 Oct 2026Next check by 23 Oct 2026 · checked every weekHow we work it out

Estimates only, to help you plan. Not tax, legal, mortgage, investment or financial advice. Rules and prices change, and your situation may differ: always confirm figures with a qualified solicitor, notary, tax adviser or lender before you commit. Partner links and adverts are labelled; they never change your result.

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Next steps

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Questions

Buying in Germany: common questions

How much is property transfer tax on €300,000 in Germany?

Any buyer in Bavaria 3.5%: property transfer tax is about €10,500. All buying costs together come to about €17,100, or 5.7% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in Germany?

No. Foreign buyers pay the same purchase taxes as local buyers in Germany. Some rules on who can buy, or which rate applies, can still depend on where you live.

Can foreigners buy property in Germany?

No limits on foreign buyers, and the same transfer tax.

What do I need to buy a home in Germany from abroad?

A notary (Notar) to draw up and sign the contract. A German bank account is usually expected.

When were these Germany rules last checked?

We last updated the figures on 14 Oct 2026 and checked them against official sources on 14 Oct 2026. We check every country every week, and show a warning if a check is overdue.

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Costs on top
€17,100
Cash needed
€317,100