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Mortgage calculator Greece

The monthly payment is only part of the picture. Free mortgage calculator for Greece: monthly repayments, deposit and the cash you need on day one, including every buying cost and tax.

Costs on top of the price

€11,860

Resale home ·

5.9% of the price
5.9%of the price
Transfer tax€6,180
Notary€1,600
Land registry€1,000
Lawyer€2,480
Independent survey€600
Cash needed if you buy outright€211,860

What do you want to work out?

What do you want to work out?

Your monthly repayments, the deposit and the cash you need on day one.

Price

Deposit · 25%

Interest rate % (example)

Term (years)

Monthly repayment

€77525 years at 3.8%

Loan

€150,000

Deposit

€50,000

Total interest

€82,585

If rates rise 1%

€859

If rates rise 2%

€948

Cash needed on day one

€61,860

Example rate only, not a quote or mortgage advice. Rates change daily and depend on you; speak to a lender or a regulated mortgage broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

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Where are you buying?

Each country, with its own rules

Tap a country to load its taxes, regions and buyer types.

Next steps

Get quotes · Greece

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Questions

Buying in Greece: common questions

How much is transfer tax on €200,000 in Greece?

Resale home: transfer tax is about €6,180. All buying costs together come to about €11,860, or 5.9% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in Greece?

No. Foreign buyers pay the same purchase taxes as local buyers in Greece. Some rules on who can buy, or which rate applies, can still depend on where you live.

Can foreigners buy property in Greece?

EU citizens buy on the same terms as Greeks.

What do I need to buy a home in Greece from abroad?

An AFM (Greek tax number). A Greek lawyer and notary.

When were these Greece rules last checked?

We last updated the figures on 14 Oct 2026 and checked them against official sources on 14 Oct 2026. We check every country every week, and show a warning if a check is overdue.

Guides

Guides for buying in Greece

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Costs on top
€11,860
Cash needed
€211,860