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Cost of selling a house Netherlands

The sale price isn't what you walk away with. Cost of selling a house in the Netherlands: estate agent fees, legal costs, certificates and what you walk away with after paying off the mortgage, plus the tax rules on any gain. Free.

Costs on top of the price

€11,100

Main home ·

2.5% of the price
2.5%of the price
Transfer tax (overdrachtsbelasting)€9,000
Notary€1,500
Independent survey€600
Cash needed if you buy outright€461,100

What do you want to work out?

What do you want to work out?

What selling costs, from agent and legal fees to paying off the mortgage, and what you'd walk away with.

Sale price

Estate agent fee · 1.4%

Mortgage left to pay off

Early repayment charge if any

On a fixed or discounted deal? Paying off early can cost 1–5% of the loan.

Costs of selling

€8,4071.9% of the price
Estate agent1.4% of the price plus 21% VAT
€7,623
Legal and adminTypical fee, including 21% VAT
€484
Certificates and other costsEnergy label (about €150 to €400) and floor-area measurement report (about €100 to €150). Legal figure covers the notary cancelling the old mortgage; the buyer pays the transfer notary.
€300

Sale price

€450,000

Selling costs

€8,407

You walk away with

€441,593
The seller pays their own agent, usually 1% to 2% plus 21% VAT, or a fixed fee.
There is no capital gains tax when you sell your main home; second homes fall under the yearly wealth tax (box 3), not a tax on the sale. The same applies to non-residents, with no withholding.
Not sure what to ask?See what your home could be worth today, from official price data

Are you an estate agent in the Netherlands? Show your agency here.

Up to dateRules last updated 14 Oct 2026Checked against official sources 14 Oct 2026Next check by 23 Oct 2026 · checked every weekSelling and lending figures checked 17 Oct 2026 · Sources: nibud.nl, rijksoverheid.nl, belastingdienst.nl · How we work it out

Typical costs, not a quote. Agent fees are negotiable and legal fees vary; ask for quotes. Tax on any gain depends on your circumstances: check with a tax adviser before you sell.

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Next steps

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Questions

Buying in the Netherlands: common questions

How much does it cost to sell a house in the Netherlands?

Typically about 1.9% of the price on a €450,000 home: estate agent about €7,623, legal and admin about €484, certificates and other costs about €300. Agent fees are negotiable.

Do I pay tax when I sell a home in the Netherlands?

There is no capital gains tax when you sell your main home; second homes fall under the yearly wealth tax (box 3), not a tax on the sale. The same applies to non-residents, with no withholding.

How much is transfer tax on €450,000 in the Netherlands?

Main home: transfer tax is about €9,000. All buying costs together come to about €11,100, or 2.5% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in the Netherlands?

No. Foreign buyers pay the same purchase taxes as local buyers in Netherlands. Some rules on who can buy, or which rate applies, can still depend on where you live.

Can foreigners buy property in the Netherlands?

No limits on foreign buyers.

What do I need to buy a home in the Netherlands from abroad?

A BSN (citizen service number) for a Dutch mortgage. A notary to transfer the property.

When were these Netherlands rules last checked?

We last updated the figures on 14 Oct 2026 and checked them against official sources on 14 Oct 2026. We check every country every week, and show a warning if a check is overdue.

Guides

Guides for buying in the Netherlands

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Costs on top
€11,100
Cash needed
€461,100