The sale price isn't what you walk away with. Cost of selling a house in New Zealand: estate agent fees, legal costs, certificates and what you walk away with after paying off the mortgage, plus the tax rules on any gain. Free.
Costs on top of the price
NZ$3,250
Home to live in ·
What do you want to work out?
What selling costs, from agent and legal fees to paying off the mortgage, and what you'd walk away with.
Costs of selling
Sale price
NZ$850,000Selling costs
NZ$29,395You walk away with
NZ$820,605Are you an estate agent in New Zealand? Show your agency here.
Typical costs, not a quote. Agent fees are negotiable and legal fees vary; ask for quotes. Tax on any gain depends on your circumstances: check with a tax adviser before you sell.
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Questions
Typically about 3.5% of the price on a NZ$850,000 home: estate agent about NZ$27,370, legal and admin about NZ$1,725, certificates and other costs about NZ$300. Agent fees are negotiable.
There is no general capital gains tax, but homes sold within 2 years of buying are taxed under the bright-line rule (from July 2024), unless it was your main home. Overseas sellers caught by the rule have tax withheld (the lower of 10% of the price or 39% of the gain).
Home to live in: buying costs come to about NZ$2,200. All buying costs together come to about NZ$3,250, or 0.4% of the price. Change the price or buyer type above to see your own figure.
There's no extra tax, because New Zealand has no stamp duty. But most overseas buyers aren't allowed to buy existing homes.
You can buy: New Zealand citizens and residents, and Australian and Singaporean citizens, are allowed. If you sell within 2 years, the 'bright-line' rule can tax the gain on a home you didn't live in.
A New Zealand lawyer or licensed conveyancer. An IRD number (NZ tax number) for the land transfer tax statement.
We last updated the figures on 16 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.
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