Rent minus the mortgage isn't your real return. Free rental yield calculator for Portugal: gross and net yield and cash return on a buy-to-let, after buying costs, letting fees, upkeep and mortgage interest.
Costs on top of the price
€18,106
Second home / investment ·
What do you want to work out?
What a home could earn if you let it out, after running costs and the mortgage.
Monthly cash flow after costs and mortgage
Gross yield
5.0%Net yield
4.0%Yearly return on your cash
0.0%Rent a year
€15,000Running costs a year
€3,000Cash you put in
€93,106Cash you put in is the deposit plus buying costs (€18,106). Before income tax. We start with a rough rent, based on a typical 5.0% gross yield. Change it to the real rent for the area.
An illustration, not investment advice. Rents, costs, rates and tax vary; check with a letting agent and a tax adviser.
From PropValue Calculator
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Questions
Second home / investment: IMT is about €11,606. All buying costs together come to about €18,106, or 6.0% of the price. Change the price or buyer type above to see your own figure.
No. Foreign buyers pay the same purchase taxes as local buyers in Portugal. Some rules on who can buy, or which rate applies, can still depend on where you live.
No limits on foreign buyers.
A NIF (Portuguese tax number). A Portuguese bank account.
We last updated the figures on 16 Oct 2026 and checked them against official sources on 23 Oct 2026. We check every country every week, and show a warning if a check is overdue.
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