Stamp duty on a £125,000 home in the United Kingdom (England & N. Ireland): £0 (moving home), £0 (first home) and £6,250 (second home / buy-to-let). All buying costs together come to about £2,400 to £8,650 (1.9% to 6.9% of the price). Pick your buyer type below, or add your own quotes.
Costs on top of the price
£2,400
Moving home · England & N. Ireland ·
What do you want to work out?
Every tax and fee on top of the price, for where you live and where you're buying.
Costs on top of the price
Price
£125,000Costs on top
£2,400Cash needed if you buy outright
£127,400What could it be worth?
Based on official prices for England: 54 five-year periods since 1968. In the last 5 years prices there changed by 1.8% a year.
Green or red shows the gain or loss against everything you paid (price plus buying costs of £2,400). In the typical scenario the buying costs are covered after about less than a year. Before mortgage interest, running costs and selling costs.
These are scenarios based on past national prices, not a forecast or a price for any home. Prices can fall as well as rise, past changes don't predict future ones, and your area can differ a lot from the national average. Source: HM Land Registry, UK House Price Index, latest data 2026-07. See the data.
Estimates only, to help you plan. Not tax, legal, mortgage, investment or financial advice. Rules and prices change, and your situation may differ: always confirm figures with a qualified solicitor, notary, tax adviser or lender before you commit. Partner links and adverts are labelled; they never change your result.
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Questions
Moving home in England & N. Ireland: stamp duty is nothing. All buying costs together come to about £2,400, or 1.9% of the price. Change the price or buyer type above to see your own figure.
In England and Northern Ireland, buyers who haven't lived in the UK for 183 days in the year before buying pay an extra 2% stamp duty. Scotland and Wales have no non-resident surcharge.
Anyone can buy, whatever their nationality.
A UK solicitor or licensed conveyancer. ID and proof of where your money comes from.
We last updated the figures on 15 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.
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