The asking price is only part of what you pay. Stamp duty, legal fees, surveys and mortgage costs can add thousands. See the full amount before you make an offer.
Costs on top of the price
A$34,833
Moving home · Queensland ·
What do you want to work out?
Every tax and fee on top of the price, for where you live and where you're buying.
Costs on top of the price
Price
A$950,000Costs on top
A$34,833Cash needed if you buy outright
A$984,833Cash needed with a mortgage
A$225,681What could it be worth?
Based on official prices for Australia as a whole: 21 five-year periods since 2001. In the last 5 years prices there changed by 6.0% a year.
Green or red shows the gain or loss against everything you paid (price plus buying costs of A$34,833). In the typical scenario the buying costs are covered within a year. Before mortgage interest, running costs and selling costs.
These are scenarios based on past national prices, not a forecast or a price for any home. Prices can fall as well as rise, past changes don't predict future ones, and your area can differ a lot from the national average. Source: Bank for International Settlements (official national house prices), latest data 2026-Q2. See the data.
Revenue NSW: transfer duty rates · Revenue NSW: surcharge purchaser duty · SRO Victoria: land transfer duty, non-principal place of residence · SRO Victoria: foreign purchaser additional duty · Foreign Investment Review Board: residential land · Foreign Investment Review Board: schedule of fees 2026-27 · Revenue NSW: first home buyers assistance · Land Use Victoria: fees 2026-27
Checked against official sources on 31 Oct 2026. How we work it out
Estimates only, to help you plan. Not tax, legal, mortgage, investment or financial advice. Rules and prices change, and your situation may differ: always confirm figures with a qualified solicitor, notary, tax adviser or lender before you commit. Partner links and adverts are labelled; they never change your result.
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Questions
Moving home in Queensland: stamp duty is about A$28,600. All buying costs together come to about A$34,833, or 3.7% of the price. Change the price or buyer type above to see your own figure.
Yes, in most states. Foreign buyers pay a surcharge on top of stamp duty: 9% in New South Wales, 8% in Victoria, Queensland and Tasmania, and 7% in Western Australia and South Australia; the ACT and the Northern Territory charge none on purchase. They also need FIRB approval, and until 30 June 2029 they can only buy new homes.
Foreign buyers, including most temporary residents, can't buy established homes. The ban began on 1 April 2025 and the government has announced it will run until 30 June 2029. You can usually buy a new or off-the-plan home, with FIRB approval before you sign.
A conveyancer or solicitor in the state you're buying in. ID for a 100-point check, and a tax file number if you'll rent it out.
Our figures last changed on 31 Oct 2026, and we last checked them against official sources on 31 Oct 2026. We check every country every week, and show a warning if a check is overdue.
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