A mortgage offer isn't the same as what you can really spend. Enter your savings and income to see the most you could pay, after the deposit, every buying cost and tax, and common lending limits. Free.
Costs on top of the price
AED 65,070
Any buyer ·
What do you want to work out?
The most you could pay, from your savings and income, after the deposit, buying costs and usual lending limits.
You could buy a home up to about
Mortgage
AED 1,483,100Deposit
AED 370,775Buying costs
AED 79,225Monthly repayment
AED 8,244If rates rise 1%
AED 9,108Savings used
AED 450,000A rough guide from common lending limits in Dubai (UAE) (repayments up to about 50% of income, at most 80% of the price, terms up to 25 years). Not a mortgage offer or advice: lenders look at your debts, spending, credit history and the home itself. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Reach people working out the cost of buying in Dubai (UAE)For lawyers, brokers, surveyors and agents serving Dubai (UAE). Shown only on these pages, labelled as sponsored.Where are you buying?
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Questions
Lenders in Dubai (UAE) usually keep the mortgage repayment under about 50% of your gross income. Enter your income above to see what that means for you.
Lenders usually lend up to about 80% of the price to people who live in Dubai (UAE), so you need a deposit of at least 20%. On top of that, buying costs come to about 4.3% of the price. If you live abroad, many lenders lend at most 60%.
Any buyer: DLD fees come to about AED 60,000. All buying costs together come to about AED 65,070, or 4.3% of the price. Change the price or buyer type above to see your own figure.
No. Foreign buyers pay the same purchase taxes as local buyers in Dubai (UAE). Some rules on who can buy, or which rate applies, can still depend on where you live.
Foreigners can buy freehold homes in designated areas, which covers most of Dubai's main districts.
A passport and Emirates ID if you live there. A registered trustee office for the transfer.
We last updated the figures on 16 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.
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