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Mortgage calculator Dubai (UAE)

The monthly payment is only part of the picture. Free mortgage calculator for Dubai (UAE): monthly repayments, deposit and the cash you need on day one, including every buying cost and tax.

Costs on top of the price

AED 65,070

Any buyer ·

4.3% of the price

Dubai Land Department feeAED 60,000

Title deed & DLD service feesAED 270

Trustee office (registration trustee)AED 4,200

Independent surveyAED 600

Cash needed if you buy outrightAED 1,565,070

Price

What do you want to work out?

Your monthly repayments, the deposit and the cash you need on day one.

Price

Deposit · 25%

Interest rate % (example)

Term (years)

Monthly repayment

AED 6,25325 years at 4.5%

Loan

AED 1,125,000

Deposit

AED 375,000

Total interest

AED 750,935

If rates rise 1%

AED 6,908

If rates rise 2%

AED 7,596

Cash needed on day one

AED 440,070

Example rate only, not a quote or mortgage advice. Rates change daily and depend on you; speak to a lender or a regulated mortgage broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Where are you buying?

Each country, with its own rules

Tap a country to load its taxes, regions and buyer types.

🇬🇧United KingdomStamp duty 0–12%🇺🇸United StatesClosing costs 2–5%🇪🇸SpainITP 6–13% or VAT 10%🇫🇷FranceNotaire 7–8%🇮🇹ItalyRegistration 2–9%🇵🇹PortugalIMT + 0.8% stamp 🇩🇪GermanyTransfer tax 3.5–6.5%🇮🇪IrelandStamp duty 1–6%🇳🇱NetherlandsTransfer tax 0–8%🇧🇪BelgiumRegistration 2–12.5%🇦🇹Austria3.5% + 1.1% registry 🇬🇷GreeceTransfer tax 3.09%🇨🇾CyprusTransfer fee 3–8%🇲🇹MaltaStamp duty 5%🇭🇷CroatiaTransfer tax 3%🇦🇪Dubai (UAE)DLD fee 4%🇦🇺AustraliaStamp duty by state 🇳🇿New ZealandNo stamp duty 🇨🇦CanadaLand transfer tax

Next steps

Get quotes · Dubai (UAE)

Buying in Dubai (UAE): common questions

How much is DLD fees on AED 1,500,000 in Dubai (UAE)?

Any buyer: DLD fees come to about AED 60,000. All buying costs together come to about AED 65,070, or 4.3% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in Dubai (UAE)?

No. Foreign buyers pay the same purchase taxes as local buyers in Dubai (UAE). Some rules on who can buy, or which rate applies, can still depend on where you live.

Can foreigners buy property in Dubai (UAE)?

Foreigners can buy freehold homes in designated areas, which covers most of Dubai's main districts.

What do I need to buy a home in Dubai (UAE) from abroad?

A passport and Emirates ID if you live there. A registered trustee office for the transfer.

When were these Dubai (UAE) rules last checked?

We last updated the figures on 16 Oct 2026 and checked them against official sources on 16 Oct 2026. We check every country every week, and show a warning if a check is overdue.