The monthly payment is only part of the picture. Free mortgage calculator for Italy: monthly repayments, deposit and the cash you need on day one, including every buying cost and tax.
Costs on top of the price
€5,260
Main home ·
What do you want to work out?
Your monthly repayments, the deposit and the cash you need on day one.
Monthly repayment
Loan
€165,000Deposit
€55,000Total interest
€77,531If rates rise 1%
€898If rates rise 2%
€994Cash needed on day one
€60,260Example rate only, not a quote or mortgage advice. Rates change daily and depend on you; speak to a lender or a regulated mortgage broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Reach people working out the cost of buying in ItalyFor lawyers, brokers, surveyors and agents serving Italy. Shown only on these pages, labelled as sponsored.Where are you buying?
Tap a country to load its taxes, regions and buyer types.
Next steps
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Questions
Main home: registration tax is about €1,760. All buying costs together come to about €5,260, or 2.4% of the price. Change the price or buyer type above to see your own figure.
No. Foreign buyers pay the same purchase taxes as local buyers in Italy. Some rules on who can buy, or which rate applies, can still depend on where you live.
EU citizens buy on the same terms as Italians.
A codice fiscale (Italian tax code). A notary to sign and register the deed.
We last updated the figures on 14 Oct 2026 and checked them against official sources on 14 Oct 2026. We check every country every week, and show a warning if a check is overdue.
Guides
Buying in Italy?
CasaAlpha Deals checks and rates thousands of repossessions, auctions and price-cut homes every night. Free to join.
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