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Closing costs calculator Maine

The asking price is only part of what you pay. Taxes, legal fees, surveys and mortgage costs can add thousands. See the full amount before you make an offer.

  • Expected tax and fees
  • Cash needed at closing
  • In your own currency

Costs on top of the price

US$5,330

Home buyer ยท Maine ยท

1.3% of the price
1.3%of the price
Title insurance, escrow & recordingUS$4,000
Transfer taxUS$880
Home inspectionUS$450
Cash needed if you buy outrightUS$405,330

What do you want to work out?

What do you want to work out?

Every tax and fee on top of the price, for where you live and where you're buying.

Region

Price

You are buying as

Your situation

Survey or inspection
Buying with a mortgage
Paying an agent or finder

Costs on top of the price

US$5,3301.3% of the price
Title insurance, escrow & recordingTypical, varies by county and price
Transfer taxBuyer's usual share (half) of state and local transfer tax
Home inspectionTypical single-family inspection
Got a quote? Tap any amount to change it.

Price

US$400,000

Costs on top

US$5,330

Cash needed if you buy outright

US$405,330

What could it be worth?

Based on official prices for Maine: 47 five-year periods since 1975. In the last 5 years prices there changed by 9.4% a year.

Cautious+0.5% a year
Typical+6.0% a year
Strong+9.6% a year
In 2 years
US$404,010US$404kโˆ’US$1,320โˆ’US$1k
US$449,440US$449k+US$44,110+US$44k
US$480,486US$480k+US$75,156+US$75k
In 5 years
US$410,101US$410k+US$4,771+US$5k
US$535,290US$535k+US$129,960+US$130k
US$632,576US$633k+US$227,246+US$227k
In 10 years
US$420,456US$420k+US$15,126+US$15k
US$716,339US$716k+US$311,009+US$311k
US$1,000,381US$1m+US$595,051+US$595k

Green or red shows the gain or loss against everything you paid (price plus buying costs of US$5,330). In the typical scenario the buying costs are covered after about less than a year. Before mortgage interest, running costs and selling costs.

These are scenarios based on past national prices, not a forecast or a price for any home. Prices can fall as well as rise, past changes don't predict future ones, and your area can differ a lot from the national average. Source: Federal Housing Finance Agency, House Price Index, latest data 2026-Q2. See the data.

Up to dateRules last updated 14 Oct 2026Checked against official sources 23 Oct 2026Next check by 30 Oct 2026 ยท checked every weekSources: CFPB ยท How we work it out

Estimates only, to help you plan. Not tax, legal, mortgage, investment or financial advice. Rules and prices change, and your situation may differ: always confirm figures with a qualified solicitor, notary, tax adviser or lender before you commit. Partner links and adverts are labelled; they never change your result.

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Next steps

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Questions

Buying in the United States: common questions

How much is closing costs on US$400,000 in the United States?

Home buyer in Maine: closing costs come to about US$4,000. All buying costs together come to about US$5,330, or 1.3% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in the United States?

No. Foreign buyers pay the same purchase taxes as local buyers in United States. Some rules on who can buy, or which rate applies, can still depend on where you live.

Can foreigners buy property in the United States?

Most states have no limits. Some limit buyers from certain countries, mostly for farmland or land near military sites. When you sell, up to 15% of the price may be held back for tax (FIRPTA) if you're not US resident.

What do I need to buy a home in the United States from abroad?

An ITIN or Social Security number for a mortgage and tax. A US closing attorney or title company.

When were these United States rules last checked?

We last updated the figures on 14 Oct 2026 and checked them against official sources on 23 Oct 2026. We check every country every week, and show a warning if a check is overdue.

Guides

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Costs on top
US$5,330
Cash needed
US$405,330