Free ยท no sign-up ยท rules last checked 23 Oct 2026

Cost of selling a house US

The sale price isn't what you walk away with. Cost of selling a house in the United States: estate agent fees, legal costs, certificates and what you walk away with after paying off the mortgage, plus the tax rules on any gain. Free.

Costs on top of the price

US$12,450

Home buyer ยท Typical (most states) ยท

3.1% of the price
3.1%of the price
Closing costsUS$12,000
Home inspectionUS$450
Cash needed if you buy outrightUS$412,450

What do you want to work out?

What do you want to work out?

What selling costs, from agent and legal fees to paying off the mortgage, and what you'd walk away with.

Region

Sale price

Estate agent fee ยท 5.5%

Mortgage left to pay off

Early repayment charge if any

On a fixed or discounted deal? Paying off early can cost 1โ€“5% of the loan.

Costs of selling

US$26,0006.5% of the price
Estate agent5.5% of the price
US$22,000
Closing, escrow and titleTypical fee
US$1,500
Certificates and other costsEscrow (closing) fee, owner's title insurance (paid by the seller in many states), fees to pay off and record the end of the mortgage, and homeowners' association (HOA) papers where relevant.
US$2,500

Sale price

US$400,000

Selling costs

US$26,000

You walk away with

US$374,000
Total commission is usually 5% to 6%. Since a 2024 legal settlement with the National Association of Realtors, the seller pays their own agent (about 2.5% to 3%) and often, but not always, also offers to pay the buyer's agent. No sales tax in most states.
Many states and some cities charge a transfer tax on the sale, often paid by the seller; it ranges from nothing to over 2% of the price depending on where you are.
If you owned and lived in the home for 2 of the last 5 years, up to $250,000 of gain ($500,000 for a married couple) is tax-free; other gains are taxed at 0%, 15% or 20% federal plus any state tax. When the seller is a non-resident foreigner, the buyer must normally withhold 15% of the price under FIRPTA (less or none for cheaper homes bought by a buyer to live in).
Not sure what to ask?See what your home could be worth today, from official price data

Are you an estate agent in the United States? Show your agency here.

Up to dateRules last updated 14 Oct 2026Checked against official sources 23 Oct 2026Next check by 30 Oct 2026 ยท checked every weekSelling and lending figures checked 17 Oct 2026 ยท Sources: irs.gov, consumerfinance.gov ยท How we work it out

Typical costs, not a quote. Agent fees are negotiable and legal fees vary; ask for quotes. Tax on any gain depends on your circumstances: check with a tax adviser before you sell.

From PropValue Calculator

Advertise here

Reach people working out the cost of buying in the United StatesFor lawyers, brokers, surveyors and agents serving the United States. Shown only on these pages, labelled as sponsored.
Advertise with us

Where are you buying?

Each country, with its own rules

Tap a country to load its taxes, regions and buyer types.

Next steps

Get quotes ยท United States

Sponsored
Help buyers in the United States?Lawyers, brokers, surveyors and insurers can appear here, shown only to people buying in the United States.Advertise with us

Partner links: we may earn a fee if you use them, at no cost to you. They never change your result, and we don't recommend any lender or adviser.

Questions

Buying in the United States: common questions

How much does it cost to sell a house in the United States?

Typically about 6.5% of the price on a US$400,000 home: estate agent about US$22,000, closing, escrow and title about US$1,500, certificates and other costs about US$2,500. Agent fees are negotiable.

Do I pay tax when I sell a home in the United States?

If you owned and lived in the home for 2 of the last 5 years, up to $250,000 of gain ($500,000 for a married couple) is tax-free; other gains are taxed at 0%, 15% or 20% federal plus any state tax. When the seller is a non-resident foreigner, the buyer must normally withhold 15% of the price under FIRPTA (less or none for cheaper homes bought by a buyer to live in).

How much is closing costs on US$400,000 in the United States?

Home buyer in Typical (most states): closing costs come to about US$12,000. All buying costs together come to about US$12,450, or 3.1% of the price. Change the price or buyer type above to see your own figure.

Do foreign buyers pay more in the United States?

No. Foreign buyers pay the same purchase taxes as local buyers in United States. Some rules on who can buy, or which rate applies, can still depend on where you live.

Can foreigners buy property in the United States?

Most states have no limits. Some limit buyers from certain countries, mostly for farmland or land near military sites. When you sell, up to 15% of the price may be held back for tax (FIRPTA) if you're not US resident.

What do I need to buy a home in the United States from abroad?

An ITIN or Social Security number for a mortgage and tax. A US closing attorney or title company.

When were these United States rules last checked?

We last updated the figures on 14 Oct 2026 and checked them against official sources on 23 Oct 2026. We check every country every week, and show a warning if a check is overdue.

Guides

Guides for buying in the United States

All guides โ†’

Buying in the United States?

See homes in the United States priced below what similar homes sold for

CasaAlpha Deals checks and rates thousands of repossessions, auctions and price-cut homes every night. Free to join.

See homes
Costs on top
US$12,450
Cash needed
US$412,450