Rent minus the mortgage isn't your real return. Free rental yield calculator for the United States: gross and net yield and cash return on a buy-to-let, after buying costs, letting fees, upkeep and mortgage interest.
Costs on top of the price
US$12,450
Home buyer · Typical (most states) ·
What do you want to work out?
What a home could earn if you let it out, after running costs and the mortgage.
Monthly cash flow after costs and mortgage
Gross yield
6.5%Net yield
5.2%Yearly return on your cash
-1.7%Rent a year
US$26,040Running costs a year
US$5,208Cash you put in
US$112,450Cash you put in is the deposit plus buying costs (US$12,450). Before income tax. We start with a rough rent, based on a typical 6.5% gross yield. Change it to the real rent for the area.
An illustration, not investment advice. Rents, costs, rates and tax vary; check with a letting agent and a tax adviser.
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Reach people working out the cost of buying in the United StatesFor lawyers, brokers, surveyors and agents serving the United States. Shown only on these pages, labelled as sponsored.Where are you buying?
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Questions
Home buyer in Typical (most states): closing costs come to about US$12,000. All buying costs together come to about US$12,450, or 3.1% of the price. Change the price or buyer type above to see your own figure.
No. Foreign buyers pay the same purchase taxes as local buyers in United States. Some rules on who can buy, or which rate applies, can still depend on where you live.
Most states have no limits. Some limit buyers from certain countries, mostly for farmland or land near military sites. When you sell, up to 15% of the price may be held back for tax (FIRPTA) if you're not US resident.
An ITIN or Social Security number for a mortgage and tax. A US closing attorney or title company.
We last updated the figures on 14 Oct 2026 and checked them against official sources on 23 Oct 2026. We check every country every week, and show a warning if a check is overdue.
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