The monthly payment is only part of the picture. Free mortgage calculator for Ireland: monthly repayments, deposit and the cash you need on day one, including every buying cost and tax.
Costs on top of the price
€7,000
Any buyer ·
What do you want to work out?
Your monthly repayments, the deposit and the cash you need on day one.
Monthly repayment
Loan
€262,500Deposit
€87,500Total interest
€183,226If rates rise 1%
€1,393If rates rise 2%
€1,557Cash needed on day one
€94,500Example rate only, not a quote or mortgage advice. Rates change daily and depend on you; speak to a lender or a regulated mortgage broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Reach people working out the cost of buying in IrelandFor lawyers, brokers, surveyors and agents serving Ireland. Shown only on these pages, labelled as sponsored.Where are you buying?
Tap a country to load its taxes, regions and buyer types.
Next steps
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Questions
Any buyer: stamp duty is about €3,500. All buying costs together come to about €7,000, or 2.0% of the price. Change the price or buyer type above to see your own figure.
No. Foreign buyers pay the same purchase taxes as local buyers in Ireland. Some rules on who can buy, or which rate applies, can still depend on where you live.
No limits on foreign buyers, and the same stamp duty.
An Irish solicitor. A PPS number if you'll take an Irish mortgage.
We last updated the figures on 14 Oct 2026 and checked them against official sources on 23 Oct 2026. We check every country every week, and show a warning if a check is overdue.
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